UK late-payment toolkit

Get paid.
Get your time back.

Track every overdue invoice, keep every message in one place, and download a complete evidence trail if you decide to escalate it.

  • You control every action
  • Evidence kept in order
  • Verified jurisdiction guides
Recovery snapshotINV–1042
37 days late
Current total£2,498.60Original invoice £2,400.00
Interest£28.60
Recovery cost£70.00
Reminder sentEmail recorded in the timeline
Formal demandDue in two days
Evidence packReady if you choose to escalate
Case complete43%
86 hrslost chasing late payments each year
£26bnowed to UK businesses at any time
1.5m+UK businesses affected each year
Official research

One clear case record

Know exactly where every invoice stands.

The dashboard turns a messy chain of emails, promises and documents into a chronological case file. Each stage shows what has happened, what to consider next, and what still needs recording.

  • 01 A live progress bar for every case
  • 02 Email, call, document and payment-promise timeline
  • 03 Downloadable evidence pack in date order
  • 04 Country guidance shown only after local review
See what an evidence pack contains
Active caseNorthstar InteriorsINV-1042 · £2,400.00
England & Wales · verified
Case progressFormal demand
43% complete
Invoice
Friendly
3Formal
4Letter
5Pack
6Escalated
7Resolved
24 July · email sentFormal payment reminder

Message and delivery evidence recorded.

19 July · email receivedPayment promised by Friday

Original reply attached to the case.

Free recovery calculator

Your first friendly chase is free.

Calculate the amount and copy a professional friendly reminder. Upgrade only when you want firm wording, tracking and an evidence pack.

01

Invoice details

Start with the facts. You can edit the sample data.

Is this an eligible UK business-to-business invoice?

Select yes only if the contract does not specify a different late payment rate.

Keep the invoice to handOptional · PDF, image or document · maximum 10 MB
The file stays in this browser session and is not uploaded.
02

Choose the tone

Switch the wording without changing the facts.

A calmer way to chase

From awkward to actioned.

01

Add the facts

Add the invoice, due date and customer. Start a secure case record for everything that follows.

02

Check the numbers

See a transparent daily-interest calculation and the applicable fixed recovery cost for an eligible B2B invoice.

03

Choose your words

Switch between friendly, firm and final wording. Copy it, print the chase pack and record what you sent.

04

Export the evidence

Download the complete conversation and document trail if you choose to use your country’s official escalation route.

Built for small business

Good work deserves
on-time payment.

86Hours is designed for people who do the work and handle the admin: freelancers, trades, studios, consultants and small teams.

Build your free pack
01FreelancersProtect the relationship without avoiding the conversation.
02Trades & contractorsTurn scattered job details into a clear payment record.
03Studios & consultantsKeep overdue accounts moving without adding more admin.
04BookkeepersGive clients a consistent, professional chasing process.

Straightforward pricing

Start free. Upgrade when chasing grows.

No commission on the software plans. You remain in control of every case and escalation decision.

Free£0forever

For checking one overdue invoice and preparing the first message.

  • Late-payment calculator
  • One friendly reminder
  • No saved case or file storage
Use Free →
Recovery Pack£9.99one case

A complete chronological record for one important overdue invoice.

  • Every case stage
  • Files and email trail
  • Downloadable evidence pack
Choose Recovery Pack →
Bookkeeper£79per month

For bookkeeping teams organising overdue invoices across clients.

  • Up to 10 client workspaces
  • Shared case dashboard
  • Consistent evidence packs
  • Priority support
Choose Bookkeeper →

Free calculations are not stored. Saved cases and evidence tools require a Recovery Pack or subscription. Recovery of debtor money is a separate optional service and is not included in these software plans.

Straight answers

Before you send.

Is 86Hours legal advice?

No. It is an administrative case-management, calculation and evidence-organising service. You remain responsible for deciding whether to escalate and for submitting anything to a court.

When can statutory interest apply?

UK guidance says statutory interest may apply to qualifying business-to-business late payments when the contract does not set a different rate. Read the official guidance before adding charges.

Does 86Hours take my customer to court?

No. It explains the available official route for a verified jurisdiction and gives you a downloadable evidence pack. You or your chosen adviser handle every step outside 86Hours.

Does it work in every country?

The case tracker and evidence export work anywhere. Escalation guidance is enabled country by country after it has been checked against current official sources. England and Wales, Scotland and Northern Ireland are available; other locations are clearly labelled until their official pathways are checked.

What is included for free?

The calculator and one friendly reminder are free. Saving a case, using firm or final wording, uploading files, tracking progress and downloading an evidence pack require a paid plan.

Can a late payer pay through 86Hours?

That feature can be offered only through an approved payment provider. 86Hours will not hold client money in its ordinary bank account, and the payout timing will follow the provider-approved arrangement.

One overdue invoice?

Give every overdue invoice a next step.

Open your dashboard